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Interest Rates

Oak Financial Group / Interest Rates

Let’s talk about P&I repayments

P&I repayments - what’s going on with them and why it might be time to revisit them. [vc_row css=".vc_custom_1504141384493{padding-bottom: 40px !important;}"][vc_column][vc_column_text] Banking regulator APRA has cracked down on interest-only mortgages following an announcement earlier this year, limiting interest-only lending to 30% of total new residential mortgage lending. The...


Should I refinance?

With interest rates in Australia at historic lows many people are asking ‘should I refinance?’ It’s never a simple yes or no answer; there’s much to consider so let’s work through some of the issues surrounding whether or not you should refinance. Should I refinance for...